After55 (2024)

FAQs

How much is senior housing in NJ? ›

As of 2021, the national average is $4,300 / month, but in NJ, residents pay approximately $2,350 / month more, with the average cost being $6,650 / month. However, state residents should take some comfort in the fact that the cost is not consistently high everywhere in the state.

How Do You Apply? Apply online or through mail. To apply online, please go to nyc.gov/housingconnect. To request an application by mail, send a self-addressed envelope to SUNSET RIDGE Apartments, C/O Fifth Avenue Committee 621 Degraw Street Brooklyn NY 11217 Only send one application per development.

“Senior living community” is a general term for the different types of care and housing for seniors, 55 years of age and older. These communities can be designed to suit any type of lifestyle and level of medical care including independent living, assisted living, retirement communities and memory care facilities.

Medicare doesn't pay for room and board in an assisted living or memory care community. Medicare will cover the cost of some medical services received in assisted living, such as medications and on-site therapy or doctor visits.

Income Eligibility Guidelines

HUD sets the lower income limits at 80% and very low-income limits at 50% of the median income for the county or metropolitan area in which you choose to live. Income limits vary from area to area so you may be eligible at one housing authority but not at another.

One option for seniors is to downsize to a smaller home, apartment, or condo. This can help reduce housing expenses such as rent, mortgage payments, property taxes, insurance, and maintenance costs. Seniors can also consider sharing a living space with family members, friends, or roommates to further reduce costs.

LiveOn NY's own research has found that there are more than 200,000 older adults languishing on waiting lists for affordable housing through the HUD 202 program, each waiting for 7-10 years on average for a unit to become available.

The usual entrance age for most communities is 55 years or older. These facilities are registered with the New Jersey Department of Community Affairs.

For some seniors, living alone can be a dangerous choice. From risks of falling, accidentally overdosing, or suffering from depression, there are some major consequences that many seniors face if they live alone. However, some seniors are just fine living alone. Every case is different.

Independent living facilities sometimes go by other names, such as retirement communities, 55-plus communities, active adult communities, or senior living apartments.

What is a senior place? ›

Age-qualified communities, also known as 55+ communities, active adult communities, lifestyle communities, or retirement communities, are often planned communities that offer homes and community features that are attractive to 55+ adults.

In New Jersey NJ, the average cost of in-home care for elderly seniors is approximately $34 per hour for a certified home health aide and around $350 per day for a live-in caregiving professional.

Affordable housing is intended for individuals age 55 and older who meet program eligibility requirements.

Financial Assistance for Assisted Living in New Jersey. New Jersey Family Care, the state's Medicaid program, is available to pay for assisted living in New Jersey. There are currently two programs that eligible seniors are able to use in covering some costs of assisted living.